The best time is always NOW! The younger and healthier you are, the lower your premiums will be. Waiting can make coverage more expensive or harder to qualify for if at all.
Not with the policies I write. Once you lock in your rate, your premiums stay the same unless you request a change.
No. Life insurance can benefit anyone no matter the age. It protects your family from unexpected expenses, provides security for a spouse or children, and it's usually more affordable to get when you are younger.
You absolutely can! Life insurance can cover children, adults, and seniors - giving every stage of life financial protection. I can write life insurance for anyone of any age as long as the covered person has a valid social security card.
